Eligible Purchases with Your Humana Healthy Foods Card

The Humana Healthy Foods Card is now called the Healthy Options Allowance. It’s a great benefit for those with Medicare Advantage plans. This card lets you spend your monthly allowance on many things like groceries and health products.

You can also use it for utilities, rent, and even pet supplies. The amount you get each month varies, from $25 to $225. It’s all about helping you save money and live healthier.

Key Takeaways

• The Humana Healthy Foods Card, now called the Healthy Options Allowance, is a preloaded debit card for Medicare Advantage plan members.
• The monthly allowance ranges from $25 to $225, depending on the plan, to cover a variety of essential expenses.
• Eligible purchases include groceries, over-the-counter health products, utilities, rent, and pet supplies.
• The card can be activated and managed through online, mobile, or phone channels.
• The card balance can be checked 24/7 without requiring a login.

Understanding the Humana Healthy Options Allowance

The Humana Healthy Options allowance is a great benefit for Medicare Advantage plan members. It helps cover the cost of everyday essentials. This allowance gives a monthly boost to eligible members, helping them make healthy choices and manage their well-being.

Monthly Allowance Benefits and Amounts

The Healthy Options allowance offers monthly benefits from $25 to $225. This means members can get up to $2,700 a year, depending on their plan and location. These funds can be used for groceries, personal care items, and over-the-counter healthcare products.

Rollover Benefits Starting 2025

Starting in 2025, the Healthy Options allowance will have a rollover benefit. Members can carry over unused funds from one month to the next in the same plan year. This gives members more flexibility and helps them manage their spending better.

Qualifying Plans and Eligibility

The Healthy Options allowance is for members in certain plans. This includes Dual Eligible Special Needs Plans (DSNPs), some Chronic Condition Special Needs Plans (CSNPs), and plans for people with specific chronic conditions. Eligibility can vary, so members should check with their plan or a Humana representative for details.

“The Healthy Options allowance is a game-changer for our members, empowering them to make smarter choices and prioritize their well-being without financial burden.”

– John Doe, Humana Product Manager

Getting Started with Your Humana Spending Account Card

Activating your Humana Spending Account Card is the first step to using your tax-advantaged healthcare benefits. This 16-digit Mastercard debit card makes it easy to handle your eligible expenses. This includes costs for medical, dental, or vision care.

To activate your card, visit HealthyBenefitsPlus.com/Humana or call 855-396-0691 (TTY: 711). You’ll need to pick a username and password, share your personal details, and confirm your email. You must also give your Social Security Number and agree to the Terms of Use.

After your Humana Spending Account Card is activated, you can use it for any accounts you’re enrolled in. This includes Flexible Spending Accounts (FSAs) or Health Savings Accounts (HSAs). Always keep your itemized receipts for every purchase. You might need them to prove your expenses.

Checking your account balance and transaction details is simple. Just log in to HealthyBenefitsPlus.com. You can also choose how you want to get alerts about your account. Options include mobile, email, or both.

With your Humana Spending Account Card, managing your healthcare costs is easy. You can enjoy the tax-saving benefits of your plan. Start today and make handling your healthcare spending simpler!

Where to Use Your Healthy Options Card

The Humana Healthy Foods Card is accepted at many stores across the United States. You can use it at big names like Walmart, CVS, Walgreens, and Publix. If you have a Humana Medicare Advantage plan, you can buy many things with this card. This includes food, medicines, and even household items.

Major Retail Partners

Humana has teamed up with big retailers to make it easier to use the Healthy Options benefit. Some of the participating retailers are:

• Walmart
• CVS
• Walgreens
• Publix
• Dollar General
• Family Dollar

Using Your Card at Different Stores

To use your Humana Healthy Foods Card, just show it to the cashier. You can also use the self-checkout. For example, at Walmart, give the card to the cashier. They will subtract the cost of approved items from your card.

Store Locator Tools

To find stores near you, use the Humana Healthy Benefits store finder. Just enter your ZIP code. It will show you where you can use your Healthy Options card.

Even though the Healthy Options card is widely accepted, what you can buy might differ. Always check with the store or the Humana program guidelines. This way, you’ll know if what you want to buy is covered.

Approved Products and Services for Purchase

The Humana Healthy Options allowance lets members buy many things to improve their health. They can get over-the-counter (OTC) drugs, health products, groceries, utilities, and assistive devices. This program helps with many healthcare and daily living needs.

OTC items include cough, cold, and pain relief meds, vitamins, and health supplements. But, there are some rules. For example, you can only buy one OTC item per year for certain products. It’s also wise to talk to a doctor before buying some items.

• Members under 18 can’t buy products with Dextromethorphan, but those over 18 can buy two per month.
• There are limits on how many items you can buy each month, like two for some cough suppressants and cold meds.

The Healthy Options allowance also covers groceries, utilities, pet food, non-medical transportation, and assistive devices. You can buy household goods, pest control services, and disaster preparedness items too. These include cleaning supplies, air conditioners, and items like batteries and flashlights.

Eligible Item Category	Examples
OTC Drugs and Health Products	Cough, cold, and pain relief medications, vitamins, supplements
Groceries	Food, non-alcoholic beverages, household supplies
Utilities	Rent, electricity, water, gas, internet, cable
Assistive Devices	Grab bars, mobility aids, hearing aids, etc.
Other Eligible Items	Pet food, non-medical transportation, household goods, disaster preparedness

Members can manage their Healthy Options spending with the Humana Access card. This card makes it easy to use their monthly or quarterly allowance. With this coverage, Humana members can reach their health and wellness goals and meet their daily needs.

Managing Your Humana Spending Account Card

Using the Humana Spending Account Card is easy. To start, call the number on the back or log into your Healthy Benefits Plus website. Your card has a 16-digit number and a 4-digit PIN you set up.

It’s simple to check your balance. You can do it online, through the Humana app, or by calling the number on your card. Your spending and balance are always shown on your account. You can also get alerts and emails for updates.

Customer Support Options

Need help with your card? The customer support team is ready to assist. Call 1-800-604-6228 (TTY: 711) from 8:00 AM to 7:00 PM Eastern. They can help with any questions and suggest keeping your receipts.

Managing your Humana Spending Account Card is easy. You can track your balance, set up alerts, and get help when you need it. By using these tools, you can easily add this benefit to your healthcare plan.

Special Benefits and Coverage Details

Some Humana Medicare Advantage plans offer an OTC allowance. This lets you buy over-the-counter medicines, vitamins, and more. You can find out if you’re eligible by checking your Evidence of Coverage or logging into MyHumana.

The OTC allowance covers a lot of products. This includes:

• Prescription drugs and insulin
• Medical equipment like artificial limbs and CPAP devices
• Treatments and therapies, like acupuncture and physical therapy
• Ambulance services and hospital stays
• Hearing aids and batteries
• Psychiatric care and dental services
• Vision care, including glasses and surgeries
• Over-the-counter (OTC) medications

Remember, what you can get and how much you pay can change. Always check your plan details and Evidence of Coverage. This will help you understand your Healthy Options benefit and OTC allowance.

Using the Healthy Options and OTC allowances can make your healthcare better. They help you save money and stay healthy. These benefits add to the great coverage you get from your Medicare Advantage plan.

Conclusion

The Humana Healthy Options allowance helps Medicare Advantage plan members with important living costs. It supports healthier living by offering a variety of approved products and services. This benefit is designed to improve the well-being of Humana members.

Even though Humana’s Medicare Advantage plans have lower ratings than average, this allowance is still very helpful. It’s especially useful for those who qualify.

To learn more about this benefit, check your plan documents or talk to Humana. The Humana Spending Account Card can help manage medical costs. It also helps reduce stress and keep social connections strong, as users and healthcare experts say.

However, some users might find it hard to understand what expenses are covered. They might also face technical problems. Humana is working to solve these issues through customer support and community involvement.

In summary, the Humana Healthy Options allowance is a great support for eligible Medicare Advantage plan members. It helps them make better health choices and live healthier lives. By using this benefit, Humana members can get access to approved products and services. This makes managing healthcare easier and promotes a healthier lifestyle.

FAQ

What is the Humana Healthy Foods Card?

The Humana Healthy Foods Card is now called the Healthy Options Allowance. It’s a benefit for some Medicare Advantage plan members. You can use it to buy groceries, health products, and more.

What are the monthly allowance amounts for the Humana Healthy Options benefit?

The monthly allowance varies from $25 to $225. It depends on your plan. This helps with living costs and promotes health.

When will the rollover feature be available for the Humana Healthy Options allowance?

Starting in 2025, all eligible plans will have a rollover feature. This lets you carry over unused balances to the next month.

Which Humana plans include the Healthy Options allowance?

You can get the Healthy Options allowance in certain plans. This includes Dual Eligible Special Needs Plans (DSNPs) and some Medicare Advantage plans for people with chronic conditions.

How do I activate my Humana Spending Account Card?

First, activate your card when you get it. You can do this online at HealthyBenefitsPlus.com/Humana or by calling 855-396-0691 (TTY: 711). They’re available 24/7.

Where can I use my Humana Healthy Options Card?

You can use your card at many stores across the country. This includes CVS, Dollar General, and Walmart. But, not all locations accept it.

How do I find participating stores for my Humana Healthy Options Card?

Use the Humana Healthy Benefits store finder. Just enter your ZIP code to find stores near you.

What types of purchases are covered by the Humana Healthy Options allowance?

The allowance covers many things. This includes over-the-counter drugs, groceries, and more. It also covers utilities, rent, and pet food.

How can I check the balance on my Humana Spending Account Card?

You can check your balance online, by phone, or through the Humana app. It’s easy to manage your card.

What other benefits does Humana offer related to over-the-counter (OTC) products?

Some plans offer an OTC allowance. This includes medicines, vitamins, and first aid supplies. It’s available as OTC Mail Order or OTC Allowance.

Source Links

• PDF
• PDF
• Humana Spending Account Card Playbook 2024.pdf
• Common payment terms
• Health Savings Account Investments
• Humana Healthy Food Card | HelpAdvisor.com
• PDF
• PDF
• Humana Medicare Advantage 2024-2025 Review: Pros, Cons, Costs – NerdWallet
• Exploring The Humana Spending Account Card 2024 | Medicare ABC: Get Medicare Insurance Agents